Spends it up - literally, swallows it. The wise man keeps a store in reserve. He gains uprightly, spends moderately, never exhausts himself.…

[There is] a treasure to be desired
Gold, silver, jewels, and precious stones; all sorts of food, as Aben Ezra expla…

The plenty obtained by prudence, industry, and frugality is desirable. But the foolish misspend what they have upon their lusts.