Albert Barnes Commentary 2 Corinthians 5:3

"if so be that being clothed we shall not be found naked." — 2 Corinthians 5:3 (ASV)

If so be that being clothed. This passage has been interpreted in a great many different ways. The view of Locke is given above. Rosenmuller renders it, "For in the other life we shall not be wholly destitute of a body, but we shall have a body." Tindal renders it, "If it happen that we be found clothed, and not naked." Doddridge supposes it to mean, "Since being so clothed upon, we shall not be found naked, and exposed to any evil and inconvenience, however entirely we may be stripped of everything we can call our own here below." Hammond explains it to mean, "If, indeed, we shall happily be among the number of those faithful Christians, who will be found clothed upon, not naked." Various other expositions may be seen in the larger commentaries. The meaning is probably this:

1. The word "clothed" refers to the future spiritual body of believers—the eternal habitation in which they shall reside.
2. The expression implies an earnest desire of Paul to be thus invested with that body.
3. It is the language of humility and of deep solicitude, as if it were possible that they might fail, and as if it demanded their utmost care and anxiety that they might thus be clothed with the spiritual body in heaven.
4. It means that in that future state the soul will not be naked; that is, destitute of any body or covering. The present body will be laid aside. It will return to corruption, and the disembodied spirit will ascend to God and to heaven. It will be disencumbered of the body with which it has been so long clothed. But we are not therefore to infer that it will be destitute of a body; that it will remain a naked soul. It will be clothed there in its appropriate glorified body, and will have an appropriate habitation there. This does not imply, as Bloomfield supposes, that the souls of the wicked will be destitute of any such habitation as the glorified body of the saints (which may be true), but it means simply that the soul shall not be destitute of an appropriate body in heaven, but that the union of body and soul there shall be known as well as on earth.