Charles Spurgeon Commentary Romans 4:4

"Now to him that worketh, the reward is not reckoned as of grace, but as of debt." — Romans 4:4 (ASV)

Now to him that worketh is the reward not reckoned of grace, but of debt.

He gets what he earns, what he deserves to have, what he receives is "not reckoned of grace, but of debt."

Now to him who works is the reward not reckoned of grace, but of debt.

That is to say, to him who hopes to be saved by his works, to whom salvation is of merit. He has worked for the reward. He has earned it. Do not talk about grace in that case.