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10“If you lend anything to your neighbor, do not enter his house to pick up the item he is giving as security. 11You must wait outside while he goes in and brings it out to you. 12If your neighbor is poor and gives you his cloak as security for a loan, do not keep the cloak overnight. 13Return the cloak to its owner by sunset so he can stay warm through the night and bless you, and the Lord your God will count you as righteous.
Deuteronomy 24:10-13 (NLT)