Commentators explain that this law is about more than just property. By forbidding a creditor from entering a debtor's home to take a pledge, God protects the sanctity of the home and the dignity of the poor. This prevents the powerful from shaming the vulnerable, ransacking their belongings, or exercising what John Gill calls "too much power and authority." The debtor, not the creditor, maintains agency in choosing what to offer as security.